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When discounted rates end: the cost of taking action in the mortgage market


Finance, Finance

Publishing details

Financial Conduct Authority

Authors / Editors

Belgibayeva A;Bono T;Bracke P;Cocco J;Majer T


Publication Year



When an introductory mortgage rate expires the majority of borrowers remortgage, but a minority end up paying reversion interest rates. Who are these borrowers and how much could they benefit from remortgaging?

Series Number

Occasional Paper No. 54


Financial Conduct Authority

Available on ECCH


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