Skip to main content

Please enter a keyword and click the arrow to search the site

A closer look at banks’ behaviour in emerging credit markets? Evidence from the Indian banking industry

Subject

Economics

Authors / Editors

Bhaumik S K;Piesse J

Publication Year

2004

Abstract

Using bank-level data from India, for six years (1995-96 to 2000-01), we examine banks’ behaviour in the context of emerging credit markets. Our results indicate that the credit market behaviour of banks in emerging markets is largely determined by past trends. We also find evidence to support the hypothesis that prudential regulations have a significant impact on the banks’ behaviour with respect to credit disbursal. Finally, we find evidence that suggest that credit expansion by banks in emerging markets may be significantly constrained by the inability of the banks to reduce the liquidity risk associated with non-securitised loans.

Series Number

2004-001

Series

Aditya V. Birla India Centre Working Paper Series

Available on ECCH

No


Select up to 4 programmes to compare

Select one more to compare
×
subscribe_image_desktop 5949B9BFE33243D782D1C7A17E3345D0

Sign up to receive our latest news and business thinking direct to your inbox

×

Sign up to receive our latest course information and business thinking

Leave your details above if you would like to receive emails containing the latest thought leadership, invitations to events and news about courses that could enhance your career. If you would prefer not to receive our emails, you can still access the case study by clicking the button below. You can opt-out of receiving our emails at any time by visiting: https://london.edu/my-profile-preferences or by unsubscribing through the link provided in our emails. View our Privacy Policy for more information on your rights.