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The Housing Development Finance Corporation


Strategy and Entrepreneurship

Publication Year



The largest provider of housing finance in India, HDFC is one of the most admired companies in the country. Beyond outstanding business performance, the company has also made an important contribution to Indian society, thereby demonstrating that a wholesome business, meeting an important social need, can also be extremely profitable. In 1998, however, in the context of a rapidly changing financial services industry in India, the company is facing some significant new challenges. It has diversified into several new businesses and is considering the possibility of transforming itself into a universal bank. Why has HDFC been so successful? What are the merits and demerits of its diversification? What must management do in 1998 to respond to the changing business environment? Rich discussions on these questions, based on information provided in the case, can help sensitize class participants to the challenges of creating and managing a successful company in an emerging market like India.

Topic List

Managing in Developing countries


Financial Services

Publication Event Date


LBS Case Number




Publication Organisation Size

794 Employees

Project Funder


Available on ECCH


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